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Community Mortgage Funding, LLC. (CMF) is your Credit Union owned mortgage company. This allows us to provide you with experienced professionals and dedicated support.
Once you're ready to apply for financing, CMF will ask for the list of documents listed below. Purchase borrowers can apply for financing without a subject property. This is known as a *pre-approval.
Learn to avoid the common mistakes borrowers make during the loan process. Click Here.
Conventional, Conventional High Balance, Jumbo, FHA, VA, USDA and Reverse Mortgage financing is available in the following states: AZ, CA, CO, FL, ID, IL, KS, MI, MN, NV, NJ, OH, OK, OR, PA, TX and WA.
Each individual situation may require additional documents not listed above. In addition, your Loan Officer will contact you to collect payment for the appraisal and credit report fees.
What's the Difference
*Pre-approval - A pre-approval is what you need to start your home search. A real estate agent will ask you for this document to help you find a property within your approved
price range. Send us your financial details, we'll calculate a customized loan estimate for you, and provide a pre-approval.
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Pre-qualification - A mortgage prequalification is a good way to get an estimate of how much you can afford or if a refinance may reduce your monthly housing expense. A pre-approval
takes it one step further by verifying the financial information you submit to get a more accurate amount. CMF provides exactly what you and your agent needs, a pre-approval.